To achieve development and economic circulation growth it is necessary to use monetary relations

To achieve development and economic circulation growth (commodity-money relations) it is necessary to use monetary relations of exchange between business entities. For this purpose it is necessary to introduce money in relations between them. At present a business entity has no property rights to money sufficient  for service of relations in the industrial market. The bank’s financial obligation displayed on the bank’s account, does not presume property rights to non-cash obligations of the Central bank. The financial obligation reflects credit relations between a business entity and a bank. Credit relations with a bank can exist only within counter trade between banks` creditors. This allows mutual offset between banks. In industrial relations the share of cost of end production is distributed between manufacturing participants. Counter trade in production is not considerable, and that leads to infringement of credit relations, i.e. to a bank crisis. It is necessary to build relations that would allow a business entity to have property rights to non-cash obligation of the Central bank (money), instead of commercial bank’s debts (money resource). For this purpose an operating system should be built to account paperless certificate of property rights to non-cash money (the Central bank obligation). I have prepared a Document of Rules that outlines these relations in a banking system. The account-depot of the monetary Certificate will display the sum of non-cash money owned by the holder of the account-depot. The bank account displays an amount of debt of a commercial bank, instead of the property right to a bank asset. Construction of monetary relations instead of credit relations will allow to counterbalance the sum of goods and amount of money in the industrial market.